Kolkata known as the City of Joy is a place of art, creatives, heritage, and knowledge. Known for its easygoing outlook, the city is now attempting a transition towards a tight cosmopolitan vibe. If you are looking around to start something of your own in this historic city or are a resident who is planning to make a significant purchase, or mitigate a crisis, and need financing for some personal cause, then fret not. With Hero FinCorp getting a personal loan in Kolkata is easy now. Get your financial requirements met with competitive personal loan interest rates and several additional benefits.
Features of Personal Loans in Kolkata
Before applying for a loan, you must know about the features of the loan you are planning to take –
Competitive interest rate – Nothing comes free of cost. And given the fact that the current trend of increasing prices has significantly affected the purchasing power of the people, Hero FinCorp makes it easy for you to meet your financial needs. It offers highly competitive personal loan interest rates in Kolkata.
Loan up to 5 lacs – Be it a relatively small financial need of say around 30-35 thousand or a major financial crisis that requires a major amount, Hero FinCorp has got you covered. We offer personal loans up to 5 lacs.
Hassle-free process – At Hero FinCorp, sanctioning personal loans does not require any physical documentation or paperwork. The whole process is smoothly carried out digitally. Thus, you can upload all the required documents and KYC as and when convenient, get approval and get a personal loan in minutes.
Flexible tenure – You can choose personal loans that have terms ranging from 12 to 60 months. Thus, you get an extremely flexible tenure for your personal loans with Hero FinCorp. So, you get to enjoy a relaxed repayment tenure and also an easy time frame to pay your personal loan interest rates as well.
Minimal documentation – Hero FinCorp aims to make your personal loan disbursal process as easy and convenient as possible, for you. The documentation, as mentioned is firstly, completely online, and secondly, extremely basic i.e., there is no unnecessary paperwork thus keeping the documentation requirements minimal.
Unsecured loan – One of the most convenient features of Hero FinCorp’s personal loan in Kolkata is that you don’t need to keep any of your assets or valuables as collateral. We provide unsecured loan approval so that in your pursuit to get financial assistance, your existing corpus of wealth and assets are not stressed.
Eligibility Criteria for Personal Loan
Having known the wide range of features and benefits of our personal loans, let us help you inform you the eligibility criteria to avail of the same –
- You must be a citizen of India.
- To apply for a personal loan in Kolkata, you must be above 21 years and below 58 years.
- You can be a salaried individual or self-employed. If you are a salaried person, then you must have at least 6 months of job experience for you to be eligible for personal loan approval. If you have a business of your own, then the same should be at least 2 years old.
- You will have to show your 6-month bank statement or salary slip.
- Lastly, you must have a monthly minimum income of INR 15,000 to become eligible for a personal loan.
Documents Required for Personal Loan in Kolkata
We, at Hero FinCorp, not only claim the feature of minimal documentation but adhere to it. To keep the process simple and easy, we ask for the following few documents to be submitted digitally. Which further ensures a convenient application and approval process –
- Duly filled application form
- Copy of the PAN card
- KYC documents (proof of address, income proof, and ID proof)
- Bank account statements for the last 6 months
- Passport size photograph
How to Apply for a Personal Loan
You can apply for a personal loan in Kolkata in two ways – online and offline. Though most people prefer the online application, because of its convenience. However, such people who are yet not digitally proficient can also apply for a personal loan at Hero FinCorp.
Online
- Fill out the Personal Loan Application Form. Here you will have to feed personal details and loan details like your name, loan amount, loan term or duration, and contact details.
- After filling in the details, submit the application.
- Post submission of the application form, an executive of Hero FinCorp will get in touch with you, to obtain any other information, if required, for the loan processing.
- After your credentials have been evaluated, the loan amount will be transferred to your account.
Offline
- Visit and Hero FinCorp branch
- Discuss your personal loan requirement and submit all necessary documents
- Post evaluation of your documents and credentials and the loan amount will be credited to your bank account.
We thrive to ensure that your financial needs are met at the earliest and in a most convenient way.
